Green Bay Home Repair Loans (2026)

A loan you don't pay monthly

This isn't a traditional monthly-payment loan — it's a deferred-payment loan at 0% interest, meaning the balance sits until you sell the home or change occupancy, at which point it's repaid. The city's Community & Economic Development Department funds it, and NeighborWorks Green Bay handles the actual administration. How much you can borrow depends on your available home equity, up to 100% of it.

Eligibility and how to apply

• Property: single-, two-, or three-family structure, owner-occupied.
• Ownership history: owned the home for 5+ years, or have equivalent equity if you've owned it less time.
• Standing: current on property taxes; all existing code violations must be corrected as part of the project.
• Insurance: flood insurance required if the property sits in a 100-year floodplain.
• Income limits (federal guidelines): roughly $59,950 for a 1-person household up to $113,000 for an 8-person household.
• Apply: through NeighborWorks Green Bay on the city's behalf — see greenbaywi.gov/500/Home-Improvement-Loan-Program.

Pro tip from our network contractors

Because your loan amount is tied to your home equity, get a rough sense of your current equity (recent appraisal or your mortgage balance vs. estimated value) before you apply — it'll help NeighborWorks size the loan faster.

Elsewhere in Wisconsin

See our Milwaukee home repair loans guide if you're in southeast Wisconsin, and Wisconsin's statewide WHEDA loan program in our government home repair grants by state guide.